While many homeowners would rather have roof repairs to address problems such as roof leaks, missing or broken shingles, and visible mold, a replacement is sometimes necessary if your roof is past its life expectancy or severely damaged. If roofing problems aren't addressed properly, it will cost more to repair as issues worsen and affect other areas of the home.

Here are ways a severely damaged roof can impact the rest of your property:

• Water damage & stains: Roof leaks cause warped spots on walls and ceilings. It can also cause water damage to surfaces, furniture, and appliances.
• Electrical hazards: Roof leaks and water infiltration can cause short circuits or fires if affecting electrical systems.
• Structural damage: Roofing problems can weaken the structural integrity and cause foundation problems.
• Pest infestations: Holes and gaps in the roofing system can allow rodents, insects, birds, and other pests in the home.
• Energy loss: Air loss through gaps in the roofing system and damaged insulation from moisture exposure causes your heating and cooling system to work harder to regulate indoor temperatures.
• Health problems: Roof leaks and moisture intrusion can cause mildew and mold, triggering respiratory issues and other health problems.
• Insurance & warranties: Regular roof maintenance and tracking its condition helps with insurance claims and ensures you are within warranty guidelines.
• Safety hazards: A severely damaged roof can create safety concerns, like falling shingles and structural damage, leading to injury.

Scheduling regular roof inspections will help keep you aware of the condition of your roof and alert you when the time for a roof replacement has come.

You will need a replacement if your roof is past its life expectancy or severely damaged. There are usually noticeable signs when a roof is ready to be replaced. However, sometimes the signs aren't obvious, like after storm damage, which can take months or years to become obvious.

Here are some signs that you might need roof replacement services:

• Broken, damaged, hanging, buckling, cracked, or missing roof shingles
• The roof leaks water into the home, causing warped spots & stains on interior ceilings and walls
• Discolored, missing, or worn-looking roof shingles
• Damaged flashing
• Visible wood rot & mold, which can further deteriorate your roof
• Your roof is 10 years old or older

Schedule a free basement waterproofing estimate and onsite inspection to see how we can create a drier, more secure below-grade space in your home!

There are many reasons why someone might need a roof replacement versus roof repairs, including:

• If the roof is over 10 years old, most home insurance companies won’t cover a roof older than that
• The roof damage is too severe to repair & replacing the entire system would be more beneficial
• Severe storm damage
• A roof replacement to increase the property value & curb appeal

1. We start with an accurate assessment of the damage with a thorough roof inspection, checking for roofing structural damage, roof leaks, missing or broken shingles, damaged flashing, and other issues. We document problems with photos, videos, and a detailed report to support the insurance claim.
2. We guide you through the insurance claim to help you better understand your policy and coverage for roof damage, explaining terms, deductibles, and the entire process. We will work with adjusters to coordinate inspections, advocate on your behalf, and provide a detailed estimate for approval.
3. Once the insurance claim is approved, we can begin your roof replacement project, ensuring all work is professional and satisfies both you and your insurance company’s requirements!

Filing an insurance claim for roof damage can get stressful and complicated fast. A professional roofer helps by lending their expertise and support, from the roof inspection to working with insurance adjusters and performing a roof replacement that protects your investment and maintains the home's structural integrity.

Here's what to expect when hiring Total Home Roofing for your roof damage insurance claim:

• Expertise from a roofer with 19+ years in the industry, providing technical knowledge and time-tested skills to accurately identify and document damage included in the claim
• Working directly with the insurance adjuster, providing documentation and estimates promptly to expedite the claim
• We advocate for you so that the insurance company acknowledges the extent of roof damage and provides a fair payment
• A professional roof replacement creates a durable, beautiful system that protects the home and prevents damage in the future

Insurance companies require detailed photos and videos of damage and receipts for temporary repairs, like tarping. You will also want to have records of all communication with your insurance company. Hiring a professional roofer to assist you with your claim guarantees an accurate assessment with a thorough roof inspection and a detailed report, all of which will bolster the claim.